Nevada’s At-Fault Insurance System
Nevada is an at-fault (tort) state, meaning the person who caused the accident is financially responsible for the resulting damages. You can pursue compensation by:
- Filing a claim with the at-fault driver’s insurance company
- Filing a claim under your own uninsured/underinsured motorist (UM/UIM) coverage
- Filing a lawsuit in Nevada court
What an Insurance Adjuster Does
After you file a claim, the insurance company assigns an adjuster whose job is to minimize the amount the company pays. Adjusters may:
- Ask for a recorded statement (which can be used against you)
- Request broad medical record authorizations
- Offer a quick, low settlement before the full extent of injuries is known
- Attempt to shift blame onto you to reduce or deny the claim
- Suggest that hiring a lawyer is unnecessary
Why Insurance Companies Offer Low Settlements
Insurance companies know that unrepresented claimants often don’t know the true value of their case. Studies consistently show that injury victims who hire attorneys receive significantly higher settlements — even after legal fees — than those who negotiate on their own.
The Contingency Fee Advantage
Personal injury attorneys like Eric Woods work on a contingency fee basis — you pay nothing unless you receive a compensation award. This gives everyone equal access to top-quality legal representation, regardless of financial means.
Injured in Las Vegas? Get a Free Consultation
Attorney Eric H. Woods has over 40 years of experience fighting for personal injury victims in Nevada. No fee unless we win your case.